FAQs
Are all loan types eligible for mortgage recast?
No, mortgage recasts are not available for all loan types. They are exclusively available for Conventional loans.
Unfortunately, we cannot process a recast if you have any of the following loan types:
- Home Equity Lines of Credit (HELOC)
- Closed-End Second (CES) Mortgages
- Interest-Only Mortgages
- Government-backed loans (including FHA, VA, and GNMA loans)