FAQs

Are there disadvantages to a FAIR insurance plan?

It's essential to understand that FAIR plan insurance is generally for individuals or properties that cannot obtain coverage through traditional insurance markets. While these policies can be costly and offer limited coverage, they can be a lifeline for those who have no other options. It is advisable to try to maintain your own homeowner's insurance policy to protect your interests and assets adequately. If you have to carry a FAIR plan, we recommend talking to your insurance agent/company about obtaining supplemental coverage that may not be covered under the FAIR plan.