Special Homebuyer Savings*
for 1 year + $1,000
refinance within 3 years
Scotsman Guide | #1 VA Lender, 2024 CNET | Best Mortgage Lenders, October 2024 Scotsman Guide | #1 FHA Lender, 2024 
NerdWallet | Best VA Lender, 2024 on NerdWallet A+ Rating BBB Accredited Business on LendingTree Forbes Advisor 4.9-Star Apple App Store 4.7-Star Google Play Store Scotsman Guide | #1 VA Lender, 2024 CNET | Best Mortgage Lenders, October 2024 Scotsman Guide | #1 FHA Lender, 2024 NerdWallet | Best VA Lender, 2024 
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Our loan experts will guide you, from start to finish
Your dedicated Pennymac Loan Officer will help you find the option that works best for you, and guide you throughout your journey.
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at any time
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Today's rates
View today’s rates. Personalize your results to see what your mortgage payment could be in certain scenarios.
| Mortgage Type | Rate | APR* | Points |
|---|---|---|---|
| Conventional 30 year fixed | | ||
| FHA 30 year fixed | | ||
| VA 30 year fixed | | ||
Rates valid on: and are subject to change without notice. Your actual rate may change dependent on a variety of financial factors. Please keep in mind that the mortgage rates shown above are based on certain assumptions, which may differ from your personal home loan scenario.
Personalized support from real people
You deserve your own dedicated home loan expert who really listens, understands and
guides you every step of the way to the right solution for you.
Explore the library of resources designed to help you build your knowledge and plan ahead.
Get quick facts about home loans
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We 
our homeowners
over 5 million
Lifetime Customers
#2 Lender
In the U.S.**
$660 Billion+
In Loans Serviced
Read why people love Pennymac
over 5 million
Lifetime Customers
#2 Lender
In the U.S.**
$660 Billion+
In Loans Serviced
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