Special Homebuyer Savings

Save Now
Get 1% off your rate
for 1 year* + $1,000**

Save Later
Receive $2,000 when you
refinance within 3 years1
Get Started

Tap into the power of your home equity
& special homebuyer programs

Turn your home
equity into cash

Obtain cash from your home equity to consolidate debt, renovate or cover expenses with a Home Equity Loan or Cash-Out Refinance.

Access My Equity

Find a top agent and get
cash after closing
Save now

Connect with a top agent anywhere in the nation and earn $350 - $9,500 when you buy or sell a home with that agent.2

Learn More

Protect yourself from
future rate hikes
Lock & Shop 60-day rate lock

Lock your rate before you find your new search for a home to protect yourself from rate hikes. And if rates go down, you can update to the lower rate.3

Save Now

Special Homebuyer Savings

Save Now
Get 1% off your rate
for 1 year* + $1,000**
Save Later
Receive $2,000 when you
refinance within 3 years1
Get Started

So many ways you can save

1% off your
rate for 1 year

Enjoy lower monthly payments for the
first 12 months of your new mortgage with
Pennymac’s Lender-Paid Buydown.

$2,000 3-year
refinance bonus

Get your new home’s mortgage with
Pennymac and receive a $2,000
bonus when you refinance that loan
within 3 years.

Get Started

$1000 at Closing

Get a BuyerReady Certification
to be a step ahead of competing buyers for your perfect home.

Earn $350
to $9,5002

Find a top agent and earn from $350 to $9,500 when you buy or sell a home with Pennymac Home Connect.

Want to explore your options? We're here to help.

However you choose to begin your home loan journey, we've got you covered every step of the way.

Our loan experts will guide
you, from start to finish
Apply online and an
expert will reach out to go
over your best options
We're here to answer all
of your questions

We're here for you at every
step of your home loan journey

Our loan experts will guide you, from start to finish

Your dedicated Pennymac Loan Officer will help you find the option that works best for you, and guide you throughout your journey.

Find a loan officer
Apply online,
at any time

Submit your application online and an expert will reach out to go over your options and help you with next steps.

Apply Now
Find the solutions you seek: Let’s talk

Get all the information you need to make the right mortgage decisions, at the right time.

866-549-3583

Today's rates

View today’s rates. Personalize your results to see what your mortgage payment could be in certain scenarios.

See More
Rates

Mortgage Type Rate APR* Points
Conventional 30 year fixed
FHA 30 year fixed
VA 30 year fixed

*View Assumptions

Rates valid on: and are subject to change without notice. Your actual rate may change dependent on a variety of financial factors. Please keep in mind that the mortgage rates shown above are based on certain assumptions, which may differ from your personal home loan scenario.

Imagine, discover, plan:
Your Learning and Support Center

Explore the library of resources designed to help you build your knowledge and plan ahead.

We love our homeowners

A+ Rating, Accredited Business, Better Business Bureau
5 Star Lender, Nerdwallet
February 2022, 9 Best VA Mortgage Lenders, forbes
4 Stars, LendingTree
4.5 Stars, bankrate
4 Stars, cnet
A+ Rating, Accredited Business, Better Business Bureau
4 Stars, LendingTree
5 Star Lender, Nerdwallet
4.5 Stars, bankrate
February 2022, 9 Best VA Mortgage Lenders, forbes
4 Stars, cnet

Read why people love Pennymac

Rated out of 5 stars by our customers
    reviews on
    Birdeye

    0 Million+

    Lifetime Customers

    # 9 Lender

    in the U.S.**

    $ 233 Billion+

    In loans serviced

    **Based on results from Inside Mortgage Finance 12M ended 9/30/23. Includes PMT loan acquisitions, for which PFSI earns a fulfillment fee upon loan funding.

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