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Purchase with confidence.

Introducing Home Connect, your one-stop shop for managing your home buying journey.

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As a first-time homebuyer, we’ll make it easy on you.

Guides for First-Time Homebuyers

Get the mortgage that’s uniquely you. Calculate and see how much house you can afford.

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Make possible happen
with a refinance.

Home improvements? Lower your monthly mortgage payment? Pay off higher interest debt? There are a number of reasons to refinance. See what’s possible, and what’s right, for you.

What is mortgage refinancing and what are some great reasons to do it?

Refinancing Overview

Before you decide to refinance, it’s important to understand how the process works and to evaluate the pros and cons for your individual situation.

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Calculate your monthly payment on a variety of loans and terms.

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0 Million+

Lifetime Customers

# 9 Lender

in the U.S.*

$ 233 Billion+

In loans serviced**

*Based on results from Inside Mortgage Finance 12M ended 3/31/22. Includes PMT loan acquisitions, for which PFSI earns a fulfillment fee upon loan funding. For the first quarter only, Pennymac was ranked #4.
**According to Inside Mortgage Finance ranking of Top 25 Primary Mortgage Servicers by dollar amount for Q1 2022.
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Our Foundation
For Greatness

Since 2008, we have endeavored to build a foundation of greatness where our borrowers, partners, investors and team members thrive.

Learn more about us

Our Foundation
For Greatness

Since 2008, we have endeavored to build a foundation of greatness where our borrowers, partners, investors and our team members thrive.

Learn more about us

Hear from our Customers

    Reviews on
    SocialSurvey
    | Reviews
    Industry reviews
    Nerdwallet Best Mortgage Lender
    Zillow 4-star lender
    Bankrate's Best Mortgage Lender
    LendingTree 4-star lender
    Top Rated Lender Experience.com
    National Morgage Best Military Lenders

    Corporate Sustainability Lives Here.

    We are intentional in our efforts to drive positive social impact within our organization and our communities, oversee the environmental impact of our operations, and manage our governance across all aspects of our business. To read more about our strategic priorities that create long-term sustainable value, download our 2020 Corporate Sustainability and Environmental, Social and Governance Report.

    Learn more about us Download Report download icon

    Energy Efficiency
    Environmental Impact
    Energy Efficiency

    We are committed to reducing energy consumption in our expanding office locations. An energy management system is utilized in several office sites, including our corporate headquarters, to control and manage heating, ventilation, air conditioning and lighting to curb energy use when it is least required.

    Supporting Sustainable Homeownership
    Social Impact
    Supporting Sustainable Homeownership

    We are committed to helping our customers realize the dream of homeownership and, even more importantly, we want them to experience sustainable homeownership. We provide a number of resources and loan products for first-time homebuyers, homebuyers with compromised credit, and low-income buyers.

    Cyber Security & Data Privacy
    Governance Impact
    Cyber Security & Data Privacy

    Protecting our borrowers’ personal and financial information is a top priority at Pennymac and we have not experienced any cybersecurity breaches over the last three years. We maintain robust policies and procedures aimed at maintaining the safety of our customers’ personal and financial information and we hold our suppliers and vendors to those same high standards.