loan types Articles

Homebuyer assistance programs can help you achieve your homeownership goals by providing down payment assistance, closing cost aid and, in some cases, lower interest rates.

June 22, 2026

An FHA loan can make homeownership more attainable with lower down payment options and more accessible credit requirements. This guide outlines the minimum credit score you'll need to qualify.

May 22, 2026

USDA loans help expand access to homeownership for eligible borrowers in rural and suburban areas. Learn how these loans work and who qualifies.

April 10, 2026

For many who have served our country, the path to homeownership is paved with a significant benefit: the VA home loan. Learn who qualifies and what documentation you need.

March 26, 2026

Conventional loans are a popular choice for both homebuyers and homeowners looking to refinance. Read on to learn why they’re so widely used and what that could mean for you.

February 25, 2026

Ready to buy your first home? Discover loan options and expert guidance to help you get the keys and start your next chapter with confidence.

January 20, 2026

What is a good DTI ratio for a mortgage? Learn how to calculate front-end and back-end DTI, check common loan requirements, and 4 steps to improve your ratio.

January 2, 2026

Unsure if an adjustable rate mortgage is right for you? Get the inside scoop on the ARM and learn whether the risks of this loan type are worth the reward.

September 25, 2025

Explore how a cash-out refinance lets you tap into home equity for cash while refinancing your mortgage. Learn the benefits, drawbacks, and if it's right for you.

April 16, 2025