loan types Articles

 
FHA Loan Credit Score Requirements: What You Need to Qualify

An FHA loan can make homeownership more attainable with lower down payment options and more accessible credit requirements. This guide outlines the minimum credit score you'll need to qualify.

May 22, 2026

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FHA Loan Credit Score Requirements: What You Need to Qualify
FHA Loan Credit Score Requirements: What You Need to Qualify

An FHA loan can make homeownership more attainable with lower down payment options and more accessible credit requirements. This guide outlines the minimum credit score you'll need to qualify.

May 22, 2026

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What Is a USDA Loan and Who Qualifies?
What Is a USDA Loan and Who Qualifies?

USDA loans help expand access to homeownership for eligible borrowers in rural and suburban areas. Learn how these loans work and who qualifies.

April 10, 2026

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VA Loan Requirements: Who Qualifies and What You’ll Need
VA Loan Requirements: Who Qualifies and What You’ll Need

For many who have served our country, the path to homeownership is paved with a significant benefit: the VA home loan. Learn who qualifies and what documentation you need.

March 26, 2026

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What is a Conventional Loan?
What is a Conventional Loan?

Conventional loans are a popular choice for both homebuyers and homeowners looking to refinance. Read on to learn why they’re so widely used and what that could mean for you.

February 25, 2026

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First-Time Homebuyer Loans: Your Guide to Getting Started
First-Time Homebuyer Loans: Your Guide to Getting Started

Ready to buy your first home? Discover loan options and expert guidance to help you get the keys and start your next chapter with confidence.

January 20, 2026

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The Debt-to-Income (DTI) Ratio Explained
The Debt-to-Income (DTI) Ratio Explained

What is a good DTI ratio for a mortgage? Learn how to calculate front-end and back-end DTI, check common loan requirements, and 4 steps to improve your ratio.

January 2, 2026

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Everything You Want to Know About Adjustable-Rate Mortgages
Everything You Want to Know About Adjustable-Rate Mortgages

Unsure if an adjustable rate mortgage is right for you? Get the inside scoop on the ARM and learn whether the risks of this loan type are worth the reward.

September 25, 2025

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The Cash-Out Refinance: Is It Right for You?
The Cash-Out Refinance: Is It Right for You?

Explore how a cash-out refinance lets you tap into home equity for cash while refinancing your mortgage. Learn the benefits, drawbacks, and if it's right for you.

April 16, 2025

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Everything You Need to Know About a Home Equity Line of Credit (HELOC)
Everything You Need to Know About a Home Equity Line of Credit (HELOC)

A home equity line of credit (HELOC) is a unique way to tap into your home equity. Learn how a HELOC works, its pros and cons and how it compares to a home equity loan and cash-out refinance.

April 15, 2025

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The Assumable Mortgage: How It Works and Is It Right for You?
The Assumable Mortgage: How It Works and Is It Right for You?

Learn how taking over a seller's loan could save you money with lower rates and reduced costs.

January 9, 2025

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