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Refinance Your Home Today

Are you looking to reduce your monthly mortgage payment, get a lower interest rate, convert your home equity into cash, or switch to a fixed-rate loan? Consider refinancing your home loan with Pennymac.

: 4.52/5
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Phone: 1-866-549-3583

Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.

*Customers pre-approved with Pennymac prior to locking any Pennymac purchase loan get 0.50% of the principal loan amount applied as a discount off total closing costs and/or principal curtailment, subject to investor guidelines. Additionally, for all Conventional and FHA purchase loans, Pennymac’s $1,200 origination fee is waived, and on VA purchase loans, the origination fee is reduced by $1,200. The maximum $5,000 savings amount is based on a $760,000 loan. Loans must be locked by 12/31/2022 to qualify for the offer. Excludes Jumbo, refinance, third-party and in-process loans.

Industry reviews that say it all.
Nerdwallet Best Mortgage Lender
Zillow 4-star lender
Bankrate's Best Mortgage Lender
LendingTree 4-star lender
Top Rated Lender Experience.com
National Morgage Best Military Lenders