Advice on new loans: 866.549.3583

Compare Home Loan Options

Conventional Fixed

  • Low monthly payments & fixed rate
  • As little as 3% down
  • Flexible terms (choose from 10-30 years)
Great for
  • Anyone with good or excellent credit
  • No mortgage insurance with 20% down/80% LTV
  • Cash-out refinancing options
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FHA Loan

  • Low fixed rate & down payment options
  • Easier to qualify
  • Lower your rate quickly with streamline refinancing
Great for
  • First-time home buyers
  • Those with less-than-perfect credit history and low down payment needs
  • Hassle-free refinancing
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VA Loan

  • As low as 0% down for eligible VA homebuyers
  • Lower interest rates; Streamline refinancing
  • Relaxed requirements
Great for
  • Eligible military service members and veterans
  • Cash-out and streamline refinancing options
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Adjustable Rate (ARM)

  • Save with a low fixed rate for the introductory period (5-10 years)
  • Take cash out while keeping a low monthly payment
  • Pay less for a short-term residence
Great for
  • Homeowners and buyers who plan on relocating, refinancing, or paying off the mortgage in 10 years or less
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Home Equity Loan

  • Turn your equity into cash
  • Rely on low fixed-rate monthly payments
  • Keep your existing mortgage rate
Great for
  • Homeowners with a low primary mortgage rate who want to access cash from their equity without refinancing
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Jumbo Loan

  • Borrow up to $3 million
  • Finance properties for amounts above standard loan limits
  • Reduce the need for secondary financing
Great for
  • Homebuyers in a strong financial position with exceptional credit and a low debt-to-income ratio who want to buy an expensive property
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USDA Streamline

  • Lower your USDA rate with streamline refinancing
  • Skip the appraisal
  • Benefit from relaxed FICO and debt-to-income requirements
Great for
  • Current USDA homeowners who want to lower their rate and monthly payment
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Investment Property

  • Low rates
  • Large variety of terms and products
  • Possible tax benefits*
Great for
  • A non-owner-occupied property intended to bring in revenue
  • Borrowers should be in a strong financial standing and have healthy cash reserves
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Second Home

  • Conventional and Jumbo options
  • Fixed rate or ARM
  • As little as 10% down for eligible buyers
Great for
  • Single-unit non-owner-occupied secondary homes/vacation homes not intended to produce rental income
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Home Loan Checklist: Find Your Best Match

Home Loan Low Down Payment Flexible Terms Cash-out Options Easier To Qualify
Conventional Fixed
FHA
VA
ARM
Home Equity Loan N/A
Jumbo
USDA Streamline N/A
Investment Property
Second Home