fundamentals Articles

 
Pros and Cons to Selling a House As Is

Selling a house as is has its pros and cons. Explore this home-selling strategy and what it means for both sellers and potential buyers.

September 6, 2023

Read More
Pros and Cons to Selling a House As Is
Pros and Cons to Selling a House As Is

Selling a house as is has its pros and cons. Explore this home-selling strategy and what it means for both sellers and potential buyers.

September 6, 2023

Read More
Timing is Everything: When Is the Best Time to Sell Your Home?
Timing is Everything: When Is the Best Time to Sell Your Home?

When is the best time to sell a home? Find out how months, seasons and location influence the asking price and selling time of a home listing.

February 1, 2023

Read More
What happens if I declare bankruptcy?
What happens if I declare bankruptcy?

Are you asking what happens if I declare bankruptcy? You can find a comprehensive answer on our blog - Learn more at Pennymac.

January 23, 2023

Read More
Everything You Need to Know About the VA Funding Fee
Everything You Need to Know About the VA Funding Fee

The 2022 VA funding fee ranges from .5% to 3.6%. Learn more about this one-time fee at Pennymac.com.

October 12, 2022

Read More
Verification of Employment for Mortgage: How Does It Work
Verification of Employment for Mortgage: How Does It Work

An important part of the mortgage underwriting process is verifying your employment. Learn all about what that looks like.

September 7, 2022

Read More
The Mortgage Loan Process – What You Need to Know From Start to Finish
The Mortgage Loan Process – What You Need to Know From Start to Finish

Getting a mortgage loan can feel overwhelming – but it doesn’t have to be. Get step-by-step information from Pennymac for a simple process.

August 2, 2022

Read More
What is a Co-Borrower?
What is a Co-Borrower?

Adding a co-borrower to your loan means that they are equally responsible for the mortgage and have equal ownership.

June 1, 2022

Read More
Mortgage Interest Deduction 2019: Here’s What Qualifies
Mortgage Interest Deduction 2019: Here’s What Qualifies

Taking advantage of the mortgage interest deduction is a key money-saving tax measure. Here’s what you need to know to make sure you’re benefiting.

February 5, 2020

Read More
Homeowner Deductions Guide 2019 - 2020 and Overlooked Tax Write-offs
Homeowner Deductions Guide 2019 - 2020 and Overlooked Tax Write-offs

Learn how to make the most of your tax savings with the standard deduction or itemized deductions, and discover some surprising tax write-offs.

February 5, 2020

Read More
How To Remodel Your Kitchen for Less than $25K
How To Remodel Your Kitchen for Less than $25K

Remodeling a kitchen can make a huge difference in your home. See how you can redesign your kitchen for less than $25,000.

January 13, 2020

Read More

Helpful Tools

Home Value
Estimator

See an instant estimate of your home's current value and view recent home sales in your area

Learn More

Mortgage
Calculators

See how much home you can afford, what kind of monthly mortgage payment you might have, the benefits of refinancing and more!

Learn More

Your homeownership
journey, made easy

Buy a home Refinance