application Articles

Find out how to boost your credit score before buying a home—and explore loan options even if you have little or no credit history.

September 25, 2025

Learn how much of a down payment you need for different loan types, plus explore Pennymac programs and assistance for first-time and repeat buyers.

September 25, 2025

Learn what a remote work letter is and why you may need one as a remote worker to get your mortgage approved.

August 6, 2025

Whether you’re buying your first home or refinancing, managing your finances carefully is important for getting approved for a home loan. Read on to get actionable tips that can improve your chances of securing the loan you want.

July 18, 2025

Shop for your new home with confidence. Get pre-approved for a mortgage so you can understand your buying power and start making offers.

December 6, 2024

Filling out the Uniform Residential Loan application is the first formal step toward a mortgage. Take a look at the form’s purpose, a section-by-section breakdown and the information required for successful completion.

September 3, 2024

As a second-time homebuyer, you'll experience some familiar and unfamiliar aspects of the home buying process. This guide can help you navigate it all and make informed decisions.

July 2, 2024

The results are in — and they may surprise you. See what single homeowners shared about their home-buying journey and why they felt fine doing it without a partner.

January 10, 2024

An important part of the mortgage underwriting process is verifying your employment. Learn all about what that looks like.

September 7, 2022