application Articles

Getting a mortgage loan can feel overwhelming – but it doesn’t have to be. Get step-by-step information from Pennymac for a simple process.

August 2, 2022

Adding a co-borrower to your loan means that they are equally responsible for the mortgage and have equal ownership.

June 1, 2022

A conditional approval is different than both pre-approval and full approval. It relies on specific conditions being met at closing. Learn more.

May 24, 2022

Learn how to improve your credit score before buying a home, plus explore ways to get a loan even if you have no credit.

August 28, 2019

One of the biggest challenges of applying for a mortgage or a refinance is getting the right documents to the right place. Learn more about the paperwork your lender will need and how to prepare for it.

February 25, 2018

Learn about the Universal Residential Loan Application (form 1003) and what information you will need to provide during the mortgage process.

February 1, 2018

How long does it take to process a home loan? Learn about the mortgage approval process and find tips on how to help speed the process along.

July 19, 2017

Want to learn how your credit score impacts the mortgage approval process? Check out our exclusive Q&A with NerdWallet covering common credit questions.

June 6, 2017