loan types Articles

If a conforming loan won't cover your financing needs, a jumbo loan may be an option. Learn how these mortgages work, who they’re designed for and what you may need to qualify.

September 23, 2026

Learn how taking over a seller's loan could save you money with lower rates and reduced costs.

August 31, 2026

Homebuyer assistance programs can help you achieve your homeownership goals by providing down payment assistance, closing cost aid and, in some cases, lower interest rates.

June 22, 2026

An FHA loan can make homeownership more attainable with lower down payment options and more accessible credit requirements. This guide outlines the minimum credit score you'll need to qualify.

May 22, 2026

USDA loans help expand access to homeownership for eligible borrowers in rural and suburban areas. Learn how these loans work and who qualifies.

April 10, 2026

For many who have served our country, the path to homeownership is paved with a significant benefit: the VA home loan. Learn who qualifies and what documentation you need.

March 26, 2026

Conventional loans are a popular choice for both homebuyers and homeowners looking to refinance. Read on to learn why they’re so widely used and what that could mean for you.

February 25, 2026

Ready to buy your first home? Discover loan options and expert guidance to help you get the keys and start your next chapter with confidence.

January 20, 2026

What is a good DTI ratio for a mortgage? Learn how to calculate front-end and back-end DTI, check common loan requirements, and 4 steps to improve your ratio.

January 2, 2026