Mortgage & Interest Rate
News, Tips & Tools

Learn how to buy a new home before selling your current house, plus tips to manage mortgages, timing, and financing.

October 24, 2025

Discover the differences between pre-qualification and pre-approval in the home-buying process. Learn why both steps matter. Talk to a Pennymac expert today!

October 23, 2025

Find out how to boost your credit score before buying a home—and explore loan options even if you have little or no credit history.

September 25, 2025

Unsure if an adjustable rate mortgage is right for you? Get the inside scoop on the ARM and learn whether the risks of this loan type are worth the reward.

September 25, 2025

Learn how much of a down payment you need for different loan types, plus explore Pennymac programs and assistance for first-time and repeat buyers.

September 25, 2025

The home appraisal can influence everything from a loan approval to the final sale price. In this guide, we'll break down what to expect during the appraisal and how to prepare for what's next.

August 29, 2025

Learn what a remote work letter is and why you may need one as a remote worker to get your mortgage approved.

August 6, 2025

Got a tax refund? Learn when using it to pay down your mortgage makes sense and when it might not be the best move for your financial goals.

August 4, 2025

Buying a home is exciting; it’s also a big commitment. This guide covers key financial and lifestyle factors to help you decide if you're ready.

August 1, 2025