Mortgage & Interest Rate
News, Tips & Tools Page 2

Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

 
How to Increase Your Curb Appeal

Create lasting curb appeal with simple home updates. Find tips on landscaping, lighting, and small details that can increase your home’s value and charm.

June 26, 2025

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How to Increase Your Curb Appeal
How to Increase Your Curb Appeal

Create lasting curb appeal with simple home updates. Find tips on landscaping, lighting, and small details that can increase your home’s value and charm.

June 26, 2025

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The REO Guide: 10 Steps to Buying a Bank-Owned Home
The REO Guide: 10 Steps to Buying a Bank-Owned Home

Interested in a bank-owned home, but don’t know where to start? Follow Pennymac’s step-by-step guide to learn all about REO homes (and get ready to buy).

May 16, 2025

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Why Was My Mortgage Sold to Another Company?
Why Was My Mortgage Sold to Another Company?

Wondering why your mortgage was sold? Learn why mortgage companies sell loans, what it means for your payments, and how Pennymac supports your homeownership.

May 16, 2025

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The Cash-Out Refinance: Is It Right for You?
The Cash-Out Refinance: Is It Right for You?

Explore how a cash-out refinance lets you tap into home equity for cash while refinancing your mortgage. Learn the benefits, drawbacks, and if it's right for you.

April 16, 2025

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Everything You Need to Know About a Home Equity Line of Credit (HELOC)
Everything You Need to Know About a Home Equity Line of Credit (HELOC)

A home equity line of credit (HELOC) is a unique way to tap into your home equity. Learn how a HELOC works, its pros and cons and how it compares to a home equity loan and cash-out refinance.

April 15, 2025

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Everything You Need to Know About Home Equity Loans
Everything You Need to Know About Home Equity Loans

Turn your home equity into cash you can use today — without affecting your current mortgage. Explore the benefits of fixed-rate home equity loans and see if this option fits your financial needs and goals.

January 13, 2025

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The Assumable Mortgage: How It Works and Is It Right for You?
The Assumable Mortgage: How It Works and Is It Right for You?

Learn how taking over a seller's loan could save you money with lower rates and reduced costs.

January 9, 2025

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Your Ownership Roadmap: Condo Pros, Cons and Mortgage Options
Your Ownership Roadmap: Condo Pros, Cons and Mortgage Options

Considering homeownership, but feel unsure about whether to buy a house or a condo? We’ve got the pros and cons about condo living and tips for how to secure the financing to make it happen.

January 2, 2025

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How to Get Pre-Approved for a Mortgage
How to Get Pre-Approved for a Mortgage

Shop for your new home with confidence. Get pre-approved for a mortgage so you can understand your buying power and start making offers.

December 6, 2024

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A Comprehensive Guide to Home Equity
A Comprehensive Guide to Home Equity

Your home equity is a valuable financial tool. Read this guide to explore what it is, how to calculate it and find out the many ways you can use it to your advantage.

November 21, 2024

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Helpful Tools

Home Value
Estimator

See an instant estimate of your home's current value and view recent home sales in your area

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Mortgage
Calculators

See how much home you can afford, what kind of monthly mortgage payment you might have, the benefits of refinancing and more!

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