Learning Center Page 2

Find out how to boost your credit score before buying a home—and explore loan options even if you have little or no credit history.

September 25, 2025

Unsure if an adjustable rate mortgage is right for you? Get the inside scoop on the ARM and learn whether the risks of this loan type are worth the reward.

September 25, 2025

Putting 20% down on a home is a “rule” that’s been around forever. But today, buying a home is a lot more flexible. Your down payment amount really depends on the type of loan you choose. And good news: there are several loan options, down payment assistance programs, and funding sources that can help you achieve your homeownership goals.

September 25, 2025

September 8, 2025

Pennymac Correspondent Group Launches New Non-QM Offerings to Support Self-Employed and Non-Traditional Borrowers

September 3, 2025

The home appraisal can influence everything from a loan approval to the final sale price. In this guide, we'll break down what to expect during the appraisal and how to prepare for what's next.

August 29, 2025

August 29, 2025

Learn what a remote work letter is and why you may need one as a remote worker to get your mortgage approved.

August 6, 2025

Got a tax refund? Learn when using it to pay down your mortgage makes sense and when it might not be the best move for your financial goals.

August 4, 2025