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Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

 
What Income Do You Need To Afford A $300k House?

Learn what it takes to afford a $300,000 home, including the income you may need and how down payments, loan options and location influence your costs.

July 29, 2026

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What Income Do You Need To Afford A $300k House?
What Income Do You Need To Afford A $300k House?

Learn what it takes to afford a $300,000 home, including the income you may need and how down payments, loan options and location influence your costs.

July 29, 2026

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Affordable Lending: Homebuyer Assistance Programs
Affordable Lending: Homebuyer Assistance Programs

Homebuyer assistance programs can help you achieve your homeownership goals by providing down payment assistance, closing cost aid and, in some cases, lower interest rates.

June 22, 2026

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How Much House Can I Afford With an $80k Salary?
How Much House Can I Afford With an $80k Salary?

Wondering if an $80,000 salary is enough to buy a home in today’s market? Find out what an $80,000 salary could realistically support, with guidelines to help you evaluate your options.

June 18, 2026

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How Much House Can I Afford With a $200k Salary?
How Much House Can I Afford With a $200k Salary?

On a $200,000 salary, you have real purchasing power, but how far it goes depends on more than just your income. Learn what factors shape what you can actually afford, and the steps you can take to find a home that fits your budget and your life.

June 18, 2026

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How Much House Can I Afford With a $100k Salary?
How Much House Can I Afford With a $100k Salary?

A $100,000 salary can support a wide range of homebuying options, depending on where you buy. Here’s a breakdown of what that income can realistically afford.

June 18, 2026

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A Meaningful Recalibration for Mortgage Markets

June 17, 2026

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Pennymac Names AWS as Preferred Cloud Provider, Expanding Strategic Agreement to Deploy Enterprise-Grade AI and Commercialize its Servicing Platform

Pennymac Selects AWS as Preferred Cloud Provider to Accelerate Generative AI Adoption, Deploy Conversational AI Across Lending Operations, and Position Plaisse for Commercialization

June 16, 2026

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How Much House Can I Afford With a $60k Salary?
How Much House Can I Afford With a $60k Salary?

A $60,000 salary can support homeownership, depending on your location, debt, down payment and overall financial profile. Taking a closer look at your finances and loan options can help you understand what’s within reach.

June 2, 2026

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FHA Loan Credit Score Requirements: What You Need to Qualify
FHA Loan Credit Score Requirements: What You Need to Qualify

An FHA loan can make homeownership more attainable with lower down payment options and more accessible credit requirements. This guide outlines the minimum credit score you'll need to qualify.

May 22, 2026

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Mortgage Escrow Accounts Explained: Taxes, Insurance and Monthly Payments
Mortgage Escrow Accounts Explained: Taxes, Insurance and Monthly Payments

Managing your property taxes and insurance through an escrow account simplifies homeownership. Learn how escrow accounts work, how they affect your monthly payment and how to monitor your account.

May 22, 2026

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