Learning Center Page 4

Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

 
What is a Conventional Loan?

Conventional loans are a popular choice for both homebuyers and homeowners looking to refinance. Read on to learn why they’re so widely used and what that could mean for you.

February 25, 2026

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What is a Conventional Loan?
What is a Conventional Loan?

Conventional loans are a popular choice for both homebuyers and homeowners looking to refinance. Read on to learn why they’re so widely used and what that could mean for you.

February 25, 2026

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Pennymac Announces Acquisition of Cenlar's Subservicing Business Becoming One of the Largest Mortgage Subservicers

February 11, 2026

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Op-Ed: A blueprint for making housing more affordable

David Spector, Chairman and CEO of Pennymac, argues that affordability is a structural supply problem that requires updating outdated tax codes and incentivizing "by-right" zoning approvals to unlock inventory.

January 27, 2026

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Pros and Cons to Selling Your House As Is
Pros and Cons to Selling Your House As Is

Selling a house as is* has its benefits and drawbacks. We’re here to help explore this home-selling strategy and what it means for both sellers and potential buyers.

January 22, 2026

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First-Time Homebuyer Loans: Your Guide to Getting Started
First-Time Homebuyer Loans: Your Guide to Getting Started

Ready to buy your first home? Discover loan options and expert guidance to help you get the keys and start your next chapter with confidence.

January 20, 2026

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The Debt-to-Income (DTI) Ratio Explained
The Debt-to-Income (DTI) Ratio Explained

What is a good DTI ratio for a mortgage? Learn how to calculate front-end and back-end DTI, check common loan requirements, and 4 steps to improve your ratio.

January 2, 2026

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The Cost to Refinance Your Mortgage: Closing Costs and Interest Charges
The Cost to Refinance Your Mortgage: Closing Costs and Interest Charges

Explore the true cost of refinancing your mortgage. From closing fees to interest, get the insights you need to make informed decisions. Read more!

January 2, 2026

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Your Guide to Buying a Foreclosed Home With Confidence
Your Guide to Buying a Foreclosed Home With Confidence

Foreclosed homes offer unique opportunities for homebuyers. This guide covers everything from property types to financing so you can take the next step towards homeownership.

December 11, 2025

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The Cost to Sell a House: What Every Smart Seller Should Know
The Cost to Sell a House: What Every Smart Seller Should Know

Set yourself up for home-selling success. Prepare for the costs and learn how to keep more of your proceeds at closing.

December 11, 2025

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Buying a Second Home: What You Need to Know
Buying a Second Home: What You Need to Know

Buying a second home for vacation getaways can be a meaningful way to prioritize personal enjoyment. Here’s what you need to know before taking this exciting step.

December 11, 2025

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