Learning Center

Ready to buy a vacation home? Discover key tips and financial insights to make a smart purchase. Learn about costs, financing, and location research.

November 24, 2025

Your home is one of the biggest investments you’ll make, and the right homeowners insurance helps protect that. Here's a breakdown of how home insurance works and what to look for.

November 18, 2025

You’re entitled to a free credit report every year. The good news is, it’s easy to get it from the right place. Here’s how to claim yours—and how it can give you peace of mind.

November 18, 2025

Buying your first home? Avoid costly mistakes with expert tips on credit, savings, and mortgage options from Pennymac. Get prepared for the home-buying process today.

October 24, 2025

Learn how to buy a new home before selling your current house, plus tips to manage mortgages, timing, and financing.

October 24, 2025

Discover the differences between pre-qualification and pre-approval in the home-buying process. Learn why both steps matter. Talk to a Pennymac expert today!

October 23, 2025

Find out how to boost your credit score before buying a home—and explore loan options even if you have little or no credit history.

September 25, 2025

Unsure if an adjustable rate mortgage is right for you? Get the inside scoop on the ARM and learn whether the risks of this loan type are worth the reward.

September 25, 2025

Putting 20% down on a home is a “rule” that’s been around forever. But today, buying a home is a lot more flexible. Your down payment amount really depends on the type of loan you choose. And good news: there are several loan options, down payment assistance programs, and funding sources that can help you achieve your homeownership goals.

September 25, 2025