Learning Center

A $60,000 salary can support homeownership, depending on your location, debt, down payment and overall financial profile. Taking a closer look at your finances and loan options can help you understand what’s within reach.

June 2, 2026

An FHA loan can make homeownership more attainable with lower down payment options and more accessible credit requirements. This guide outlines the minimum credit score you'll need to qualify.

May 22, 2026

Managing your property taxes and insurance through an escrow account simplifies homeownership. Learn how escrow accounts work, how they affect your monthly payment and how to monitor your account.

May 22, 2026

Buying or refinancing means choosing how your mortgage rate will work for you, today and over time. In this guide, you'll see how fixed-rate and adjustable-rate loans compare, what affects your interest rate and how to decide which structure fits your plans.

April 28, 2026

Pennymac, the Official Mortgage Provider of Team USA and the LA28 Olympic and Paralympic Games, launches the “Welcome Home: Athlete Mortgage Program,” a first-of-its-kind initiative providing Team USA athletes with specialized homeownership support and resources.

April 21, 2026

Taking the first step toward buying a home feels even better when you understand the process. Learn how mortgages work, what impacts approval and how to prepare financially.

April 10, 2026

USDA loans help expand access to homeownership for eligible borrowers in rural and suburban areas. Learn how these loans work and who qualifies.

April 10, 2026

Getting a mortgage while self-employed? Learn what lenders look for, how to document income, and steps to prepare for buying or refinancing with Pennymac.

April 3, 2026

April 3, 2026