Learning Center

Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

 
Pros and Cons to Selling Your House As Is

Selling a house as is* has its benefits and drawbacks. We’re here to help explore this home-selling strategy and what it means for both sellers and potential buyers.

January 22, 2026

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Pros and Cons to Selling Your House As Is
Pros and Cons to Selling Your House As Is

Selling a house as is* has its benefits and drawbacks. We’re here to help explore this home-selling strategy and what it means for both sellers and potential buyers.

January 22, 2026

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First-Time Homebuyer Loans: Your Guide to Getting Started
First-Time Homebuyer Loans: Your Guide to Getting Started

Ready to buy your first home? Discover loan options and expert guidance to help you get the keys and start your next chapter with confidence.

January 20, 2026

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The Debt-to-Income (DTI) Ratio Explained
The Debt-to-Income (DTI) Ratio Explained

What is a good DTI ratio for a mortgage? Learn how to calculate front-end and back-end DTI, check common loan requirements, and 4 steps to improve your ratio.

January 2, 2026

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The Cost to Refinance Your Mortgage: Closing Costs and Interest Charges
The Cost to Refinance Your Mortgage: Closing Costs and Interest Charges

Explore the true cost of refinancing your mortgage. From closing fees to interest, get the insights you need to make informed decisions. Read more!

January 2, 2026

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Your Guide to Buying a Foreclosed Home With Confidence
Your Guide to Buying a Foreclosed Home With Confidence

Foreclosed homes offer unique opportunities for homebuyers. This guide covers everything from property types to financing so you can take the next step towards homeownership.

December 11, 2025

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The Cost to Sell a House: What Every Smart Seller Should Know
The Cost to Sell a House: What Every Smart Seller Should Know

Set yourself up for home-selling success. Prepare for the costs and learn how to keep more of your proceeds at closing.

December 11, 2025

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Buying a Second Home: What You Need to Know
Buying a Second Home: What You Need to Know

Buying a second home for vacation getaways can be a meaningful way to prioritize personal enjoyment. Here’s what you need to know before taking this exciting step.

December 11, 2025

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Navigating Homeownership After Divorce
Navigating Homeownership After Divorce

Divorce often involves complex housing decisions. Learn how to assess your options and choose the best path forward for you.

November 24, 2025

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Buying a Vacation Home: Everything You Need to Know
Buying a Vacation Home: Everything You Need to Know

Ready to buy a vacation home? Discover key tips and financial insights to make a smart purchase. Learn about costs, financing, and location research.

November 24, 2025

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Buying a Home? Here’s What You Need to Know About Homeowners Insurance
Buying a Home? Here’s What You Need to Know About Homeowners Insurance

Your home is one of the biggest investments you’ll make, and the right homeowners insurance helps protect that. Here's a breakdown of how home insurance works and what to look for.

November 18, 2025

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