Learning Center Page 8

Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

Mortgage Basics

Start Smart: Your Plain-English Guide to Mortgage Terms, Processes, and Confidence.

Home Ownership

Master Your Home: Essential Tips and Expert Guidance for Every Homeowner's Journey.

Refinance

Refinance Smarter: Discover How to Save Big or Unlock Cash From Your Home's Value.

Home Equity

Leverage Your Wealth: Strategies for Building, Accessing, and Maximizing Your Home Equity.

Loan Types

Stay Ahead of the Curve: Expert Analysis on Loan Types, Rates, and Market Trends.

10 Important Steps To Buying a Home in 2024

Looking to purchase a home? We break down the complex home buying process into 10 easy steps, including specific tips for homebuyers at each stage.

June 20, 2024

10 Important Steps To Buying a Home in 2024

Looking to purchase a home? We break down the complex home buying process into 10 easy steps, including specific tips for homebuyers at each stage.

June 20, 2024

FHA Loans – Credit Score Requirements and More

With the right credit score for an FHA loan, you can have an easier qualification process and flexible down payments. Get all the information you need to secure your dream home here.

June 17, 2024

Home Improvement Cost vs. Value: Will Your Project Pay Off?

Choosing the right renovations with a high return on investment (ROI) can help maximize your home's resale value and increase the equity you own. Let’s take a look at some top home improvement projects for a great return, and tips to set you up for success.

May 21, 2024

7 Top Tips for a Great Home Appraisal: A Checklist to Prepare Your Property

Selling or refinancing your home? A home appraisal is part of the process. Help maximize your home’s value with this checklist.

May 20, 2024

Everything You Need to Know About Lender-Placed Insurance (LPI)

Lender-placed insurance is added to a mortgage in order to maintain homeowners insurance coverage if the existing policy expires. Explore its role in lending, how it works and what you can do to avoid it.

February 12, 2024

Home Buying Not Only a Couples' Game: Results of the Pennymac Single Homeownership Survey

The results are in — and they may surprise you. See what single homeowners shared about their home-buying journey and why they felt fine doing it without a partner.

January 10, 2024