Newsroom

Buying or refinancing means choosing how your mortgage rate will work for you, today and over time. In this guide, you'll see how fixed-rate and adjustable-rate loans compare, what affects your interest rate and how to decide which structure fits your plans.

April 28, 2026

Taking the first step toward buying a home feels even better when you understand the process. Learn how mortgages work, what impacts approval and how to prepare financially.

April 10, 2026

USDA loans help expand access to homeownership for eligible borrowers in rural and suburban areas. Learn how these loans work and who qualifies.

April 10, 2026

Getting a mortgage while self-employed? Learn what lenders look for, how to document income, and steps to prepare for buying or refinancing with Pennymac.

April 3, 2026

April 3, 2026

For many who have served our country, the path to homeownership is paved with a significant benefit: the VA home loan. Learn who qualifies and what documentation you need.

March 26, 2026

Before you jump fully into the search, it helps to know how much you may be able to borrow with a mortgage and what price range makes sense for your finances.

March 25, 2026

Shop for your new home with confidence. Get pre-approved for a mortgage so you can understand your buying power and start making offers.

February 26, 2026

Conventional loans are a popular choice for both homebuyers and homeowners looking to refinance. Read on to learn why they’re so widely used and what that could mean for you.

February 25, 2026

February 11, 2026

David Spector, Chairman and CEO of Pennymac, argues that affordability is a structural supply problem that requires updating outdated tax codes and incentivizing "by-right" zoning approvals to unlock inventory.

January 27, 2026

Selling a house as is* has its benefits and drawbacks. We’re here to help explore this home-selling strategy and what it means for both sellers and potential buyers.

January 22, 2026

Ready to buy your first home? Discover loan options and expert guidance to help you get the keys and start your next chapter with confidence.

January 20, 2026

What is a good DTI ratio for a mortgage? Learn how to calculate front-end and back-end DTI, check common loan requirements, and 4 steps to improve your ratio.

January 2, 2026

Explore the true cost of refinancing your mortgage. From closing fees to interest, get the insights you need to make informed decisions. Read more!

January 2, 2026