Housing Affordability Policy Playbook

December 1, 2025 min read
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In this month's Policy Pulse, Pennymac's Isaac Boltansky cuts through the political noise with a definitive Housing Affordability Policy Playbook. Isaac separates the real solutions from the distractions to identify the specific levers-both good and bad-that can actually move the needle.

Inside the issue:

  • Helpful solutions for Supply and Mobility: Kev proposals addressing the core drivers of the housing crisis, from reforming the Capital Gains Exclusion to scaling factory-built housing.
  • Policy Pitfalls to Avoid: A clear breakdown of why some recent proposals, like portable mortgages and lowering LLPAs on investor properties, could hinder, rather than help, the nation's push for housing affordability.

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public policy