Save $1,000 on your new home loan*

with the #2 Lender in Home Purchases

Save $1,000 on your new home loan*

with the #2 Lender in Home Purchases

Lock & Shop: 60-day rate lock

Lock in a rate and shop for
a new home knowing your
rate won't change

Type of loan:


Your credit score:



Home details:



Contact information:


You may select any 30-minute window within our regular business hours.

Our call center is open Monday - Friday to and Saturday to .

You have not selected a date or time to be called yet.
reCaptcha must be checked

We'll be in touch soon

A loan representative will contact you shortly to help you with all your mortgage needs.

Please keep your phone nearby as we will be reaching out to you in the next 24 hours

Can't Wait to See Your New Rate?

operator standing by now

Call now

Phone: 1-866-549-3583

Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.

Pennymac offers a wide range of financing options
to suit a variety of needs, including these new products:

Lock & Shop

Lock in a mortgage rate for 60 days before you shop for a home and avoid any possible rate increases.**

Learn More

Home Connect

This is your nationwide one-stop shop when buying or selling a home, including a resource for getting help from a real estate agent. Plus, buy and see through Home Connect and you'll save up to $5,000+.

Learn More

Assumable Loans

These loans let you sell your home, along with the low interest rate you're paying to a potential buyer. They also close sooner than the traditional financing and you'll pay less in closing costs.

1 in 7 home listings experienced a price reduction

1Source: Wall Street Journal "Home Sellers Cut Prices as Housing Market Cools" August 5, 2022

Approximately 1 in 7 home listings has experienced a price reduction.1 That's twice as high as where the market was last year. This means it's a great time to purchase your next home.

Contact a Loan Expert
2022 Best Mortgage Lender, Nerdwallet 4.5 Stars, Birdeye A+ Rating, Accredited Business, Better Business Bureau February 2022, 9 Best VA Mortgage Lenders, NextAdvisor 4 Stars, Zillow 4 Stars, LendingTree
February 2022, 9 Best VA Mortgage Lenders, NextAdvisor
2022 Best Mortgage Lender, Nerdwallet
4.5 Stars, Birdeye
4 Stars, Zillow
A+ Rating, Accredited Business, Better Business Bureau
4 Stars, LendingTree
2022 Best Mortgage Lender, Nerdwallet
4.5 Stars, Birdeye
A+ Rating, Accredited Business, Better Business Bureau
February 2022, 9 Best VA Mortgage Lenders, NextAdvisor
4 Stars, Zillow
4 Stars, LendingTree