Sarah Martin

Pennymac Purchase Loan Officer

Sarah Martin

NMLS #

sarah.martin@pennymac.com

469.609.8140

Pennymac Purchase Loan Officer

Sarah Martin

NMLS #

About Sarah

With over 20 years of experience in the mortgage industry and thousands of families guided through the loan process, I know that in today’s fast-paced market, speed, transparency, and expert guidance are highly valued. By mastering diverse loan products—from FHA and VA to Conventional and Jumbo—and leveraging the latest AI-driven automation, I ensure a streamlined experience from application to closing. Whether you are a first-time homebuyer or looking to refinance, my mission is to simplify the complex and provide a seamless and stress-free path to homeownership.

Need a great real estate agent? I can help.

Let me connect you with a top agent who'll work together with me to make your entire homebuying process even smoother. Plus, you can get a bonus from $350 to $9,500. 2

Find my agent and estimate my bonus

The path to your new home starts here.

Save Now

Get 1% off your rate for 1 year* + $1,000**

Save Later

Receive $2,000 when you refinance within 3 years 1

Get Started

Pennymac Pre-Approval

Be a step ahead of competing buyers for your perfect home, plus receive $1,000 towards your closing.**

Pennymac Home Connect

Find a top real estate agent anywhere in the U.S. and earn $350 to $9,500 when you buy or sell a home. 2

Lock & Shop

Lock your rate before you find your new home to protect yourself from future rate hikes . And if rates go down, you can update to the lower rate. 3

We’re here to help you accomplish your aspirations of home.

$1.16 Billion Funded

in purchase loans last year

#2 Lender

in home purchase loans 4

Flexible Loan Terms

Customize the term of your
loan from 10 to 30 years

A+ Rating, Accredited Business, Better Business Bureau 5 Stars, LendingTree 4.5 Stars, Nerdwallet Best VA Loan Lenders in 2025, Bankrate Best Mortgage Lenders of 2025, CNET 4.8 Star Rating, Mobile App
4.8 Star Rating, Mobile App
4.5 Stars, Nerdwallet
A+ Rating, Accredited Business, Better Business Bureau
5 Stars, LendingTree
Best VA Loan Lenders in 2025, Bankrate
Best Mortgage Lenders of 2025, CNET
A+ Rating, Accredited Business, Better Business Bureau
5 Stars, LendingTree
4.5 Stars, Nerdwallet
Best VA Loan Lenders in 2025, Bankrate
Best Mortgage Lenders of 2025, CNET
4.8 Star Rating, Mobile App