Ross Flaharty

Pennymac Purchase Loan Officer

Ross Flaharty

NMLS #2793889

ross.flaharty@pennymac.com

626.734.6091

Pennymac Purchase Loan Officer

Ross Flaharty

NMLS #2793889

About Ross

I view my role as a privilege: bringing the goal of homeownership to life while expertly managing my homebuyers' largest financial transaction. I bring a multidisciplinary foundation from Trinity College and a global perspective from the University of NSW in Sydney. This broad-based background provides the analytical grit I use to advocate for you. I look forward to helping you find the perfect path home.

Need a great real estate agent? I can help.

Let me connect you with a top agent who'll work together with me to make your entire homebuying process even smoother. Plus, you can get a bonus from $350 to $9,500. 2

Find my agent and estimate my bonus

The path to your new home starts here.

Save Now

Get 1% off your rate for 1 year* + $1,000**

Save Later

Receive $2,000 when you refinance within 3 years 1

Get Started

Pennymac Pre-Approval

Be a step ahead of competing buyers for your perfect home, plus receive $1,000 towards your closing.**

Pennymac Home Connect

Find a top real estate agent anywhere in the U.S. and earn $350 to $9,500 when you buy or sell a home. 2

Lock & Shop

Lock your rate before you find your new home to protect yourself from future rate hikes . And if rates go down, you can update to the lower rate. 3

We’re here to help you accomplish your aspirations of home.

$1.16 Billion Funded

in purchase loans last year

#2 Lender

in home purchase loans 4

Flexible Loan Terms

Customize the term of your
loan from 10 to 30 years

A+ Rating, Accredited Business, Better Business Bureau
5 Stars, LendingTree
4.5 Stars, Nerdwallet
Best Mortgage Lenders for First Time Homebuyers in 2026, Bankrate
Best Mortgage Lenders of 2025, CNET
4.9 Star Rating, Mobile App
Customer Service Award, USA Today
America's Best Financial Services of 2026, TIME
A+ Rating, Accredited Business, Better Business Bureau
4.5 Stars, Nerdwallet
4.9 Star Rating, Mobile App
Customer Service Award, USA Today
5 Stars, LendingTree
Best Mortgage Lenders for First Time Homebuyers in 2026, Bankrate
Best Mortgage Lenders of 2025, CNET
America's Best Financial Services of 2026, TIME
A+ Rating, Accredited Business, Better Business Bureau
5 Stars, LendingTree
4.5 Stars, Nerdwallet
Best Mortgage Lenders for First Time Homebuyers in 2026, Bankrate
Best Mortgage Lenders of 2025, CNET
4.9 Star Rating, Mobile App
Customer Service Award, USA Today
America's Best Financial Services of 2026, TIME