Michael Howarth

Pennymac Purchase Loan Officer

Michael Howarth

NMLS #2014480

michael.howarth@pennymac.com

626.515.6753

Pennymac Purchase Loan Officer

Michael Howarth

NMLS #2014480

Michael Howarth

michael.howarth@pennymac.com

Call or Text: 626.515.6753

Add my phone number to your contacts.

About Michael

I love to assist my customers navigate the loan process. I take pride in covering the scope of this process from A to Z while simultaneously answering all questions, so everyone feels comfortable and prepared to shop for their home. I owe my drive and tenacity to growing up in the greater Los Angeles area, and fine-tuned my skills at San Diego State University, where I graduated with a bachelor's degree in business. You can guarantee that I put every ounce of that to work for you. And when I’m not simplifying the mortgage process for my customers, I spend my time with my family, raising my three children.

9 x winner
Circle of champions
award winner
Rated 5/5 Stars
By our homeowners

The path to your new home starts here.

Save Now

Get 1% off your rate for 1 year* + $1,000**

Save Later

Receive $2,000 when you refinance within 3 years1

Get Started

Pennymac Pre-Approval

Be a step ahead of competing buyers for your perfect home, plus receive $1,000 towards your closing.**

Pennymac Home Connect

Find a top real estate agent anywhere in the U.S. and earn $350 to $9,500 when you buy or sell a home.2

Lock & Shop

Lock your rate before you find your new home to protect yourself from future rate hikes. And if rates go down, you can update to the lower rate.3

We’re here to help you accomplish your aspirations of home.

$1.23 billion Funded

in purchase loans last year

#2 Lender

in home purchase loans4

Flexible Loan Terms

Customize the term of your
loan from 10 to 30 years

A+ Rating, Accredited Business, Better Business Bureau 5 Stars, LendingTree 5 Star Lender, Nerdwallet 4.6 Star Lender, Bankrate 4 Star Lender, Forbes Advisor Best Mortgage Lenders, March | April | May, 2024 CNET
4 Star Lender, Forbes Advisor
5 Star Lender, Nerdwallet
4.6 Star Lender, Bankrate
Best Mortgage Lenders, March | April | May, 2024 CNET
A+ Rating, Accredited Business, Better Business Bureau
5 Stars, LendingTree
5 Star Lender, Nerdwallet
4.6 Star Lender, Bankrate
A+ Rating, Accredited Business, Better Business Bureau
4 Star Lender, Forbes Advisor
Best Mortgage Lenders, March | April | May, 2024 CNET
5 Stars, LendingTree