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Pennymac Purchase Loan Officer
Michael Howarth
NMLS #2014480
Pennymac Purchase Loan Officer
Michael Howarth
NMLS #2014480
Call or Text: 626.515.6753
Add my phone number to your contacts.
About Michael
I love to assist my customers navigate the loan process. I take pride in covering the scope of this process from A to Z while simultaneously answering all questions, so everyone feels comfortable and prepared to shop for their home. I owe my drive and tenacity to growing up in the greater Los Angeles area, and fine-tuned my skills at San Diego State University, where I graduated with a bachelor's degree in business. You can guarantee that I put every ounce of that to work for you. And when I’m not simplifying the mortgage process for my customers, I spend my time with my family, raising my three children.
award winner
By our homeowners
The path to your new home starts here.
Get 1% off your rate for 1 year* + $1,000**
Receive $2,000 when you refinance within 3 years1
Get StartedPennymac Pre-Approval
Be a step ahead of competing buyers for your perfect home, plus receive $1,000 towards your closing.**
Pennymac Home Connect
Find a top real estate agent anywhere in the U.S. and earn $350 to $9,500 when you buy or sell a home.2
Lock & Shop
Lock your rate before you find your new home to protect yourself from future rate hikes. And if rates go down, you can update to the lower rate.3
We’re here to help you accomplish your aspirations of home.
$1.23 billion Funded
in purchase loans last year
#2 Lender
in home purchase loans4
Flexible Loan Terms
Customize the term of your
loan from 10 to 30 years