Grace Villalobos

Pennymac Purchase Loan Officer

Grace Villalobos

NMLS #2187504

grace.villalobos@pennymac.com

626.515.6504

Pennymac Purchase Loan Officer

Grace Villalobos

NMLS #2187504

Grace Villalobos Apply Now

grace.villalobos@pennymac.com

Call or Text: 626.515.6504

Add my phone number to your contacts.

251 South Lake Avenue

Sixth Floor

Pasadena, California 91101

(NMLS ID #968525)

About Grace

I’m dedicated to finding the right loan for you, with a constant focus on your long-term savings. I pride myself on unmatched attention to detail and a 'concierge' level of service, ensuring your experience is as seamless as it is rewarding. By handling the complexities and advocating for your bottom line, I allow you to focus on the excitement of your new home. When I’m not crunching numbers, I’m soaking up every minute of life with my husband, our baby, and our energetic toddler.

Rated 4.8/5 Stars
By our homeowners
Need a great real estate agent? I can help.

Let me connect you with a top agent who'll work together with me to make your entire homebuying process even smoother. Plus, you can get a bonus from $350 to $9,500. 2

Find my agent and estimate my bonus

Arizona Loan Originator License #LO-1036887. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Georgia Residential Mortgage Licensee #2187504. Washington Mortgage Loan Originator License #MLO-2187504.

The path to your new home starts here.

Save Now

Get 1% off your rate for 1 year* + $1,000**

Save Later

Receive $2,000 when you refinance within 3 years 1

Get Started

Pennymac Pre-Approval

Be a step ahead of competing buyers for your perfect home, plus receive $1,000 towards your closing.**

Pennymac Home Connect

Find a top real estate agent anywhere in the U.S. and earn $350 to $9,500 when you buy or sell a home. 2

Lock & Shop

Lock your rate before you find your new home to protect yourself from future rate hikes . And if rates go down, you can update to the lower rate. 3

We’re here to help you accomplish your aspirations of home.

$1.16 Billion Funded

in purchase loans last year

#2 Lender

in home purchase loans 4

Flexible Loan Terms

Customize the term of your
loan from 10 to 30 years

A+ Rating, Accredited Business, Better Business Bureau 5 Stars, LendingTree 4.5 Stars, Nerdwallet Best VA Loan Lenders in 2025, Bankrate Best Mortgage Lenders of 2025, CNET 4.8 Star Rating, Mobile App
4.8 Star Rating, Mobile App
4.5 Stars, Nerdwallet
A+ Rating, Accredited Business, Better Business Bureau
5 Stars, LendingTree
Best VA Loan Lenders in 2025, Bankrate
Best Mortgage Lenders of 2025, CNET
A+ Rating, Accredited Business, Better Business Bureau
5 Stars, LendingTree
4.5 Stars, Nerdwallet
Best VA Loan Lenders in 2025, Bankrate
Best Mortgage Lenders of 2025, CNET
4.8 Star Rating, Mobile App