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Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.

*Customers pre-approved with Pennymac prior to locking any Pennymac purchase loan get 0.50% of the principal loan amount applied as a discount off total closing costs and/or principal curtailment, subject to investor guidelines. Additionally, for all Conventional and FHA purchase loans, Pennymac’s $1,200 origination fee is waived, and on VA purchase loans, the origination fee is reduced by $1,200. The maximum $5,000 savings amount is based on a $760,000 loan. Loans must be locked by 12/31/2022 to qualify for the offer. Excludes Jumbo, refinance, third-party and in-process loans.

0 Million+

Lifetime Customers

# 9 Lender

in the U.S.*

$ 233 Billion+

In loans serviced**

*Based on results from Inside Mortgage Finance 12M ended 06/30/22. Includes PMT loan acquisitions, for which PFSI earns a fulfillment fee upon loan funding. For the second quarter only, Pennymac was ranked #5.
**According to Inside Mortgage Finance ranking of Top 25 Primary Mortgage Servicers by dollar amount for Q2 2022.
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Make possible happen
with a refinance.

Home improvements? Lower your monthly mortgage payment? Pay off higher interest debt? There are a number of reasons to refinance. See what’s possible, and what’s right, for you.

You found the right home.
Now, get the right loan.

Competitive rates and customizable terms will always have a home at Pennymac. We’ll work with you to find the mortgage that fits your needs and makes you feel at home here, too.

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    Nerdwallet Best Mortgage Lender
    Zillow 4-star lender
    Bankrate's Best Mortgage Lender
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