James Bruce

Pennymac Sr Purchase Loan Officer

James Bruce

NMLS #332323

james.bruce@pennymac.com

469.629.6117

Pennymac Sr Purchase Loan Officer

James Bruce

NMLS #332323

About James

I bring a tremendous amount of passion to the table in assisting my customers and helping them throughout their journey of attaining homeownership. I graduated with a degree in finance from Oklahoma State University in Stillwater, Oklahoma. When I'm not at work, I spend my time with my two Basset Hounds, and traveling internationally.

7x winner
Circle of champions
award winner
Rated 4.8/5 Stars
By our homeowners
Need a great real estate agent? I can help.

Let me connect you with a top agent who'll work together with me to make your entire homebuying process even smoother. Plus, you can get a bonus from $350 to $9,500. 2

Find my agent and estimate my bonus

The path to your new home starts here.

Save Now

Get 1% off your rate for 1 year* + $1,000**

Save Later

Receive $2,000 when you refinance within 3 years 1

Get Started

Pennymac Pre-Approval

Be a step ahead of competing buyers for your perfect home, plus receive $1,000 towards your closing.**

Pennymac Home Connect

Find a top real estate agent anywhere in the U.S. and earn $350 to $9,500 when you buy or sell a home. 2

Lock & Shop

Lock your rate before you find your new home to protect yourself from future rate hikes . And if rates go down, you can update to the lower rate. 3

We’re here to help you accomplish your aspirations of home.

$1.16 Billion Funded

in purchase loans last year

#2 Lender

in home purchase loans 4

Flexible Loan Terms

Customize the term of your
loan from 10 to 30 years

A+ Rating, Accredited Business, Better Business Bureau 5 Stars, LendingTree 4.5 Stars, Nerdwallet Best VA Loan Lenders in 2025, Bankrate Best Mortgage Lenders of 2025, CNET 4.8 Star Rating, Mobile App
4.8 Star Rating, Mobile App
4.5 Stars, Nerdwallet
A+ Rating, Accredited Business, Better Business Bureau
5 Stars, LendingTree
Best VA Loan Lenders in 2025, Bankrate
Best Mortgage Lenders of 2025, CNET
A+ Rating, Accredited Business, Better Business Bureau
5 Stars, LendingTree
4.5 Stars, Nerdwallet
Best VA Loan Lenders in 2025, Bankrate
Best Mortgage Lenders of 2025, CNET
4.8 Star Rating, Mobile App