Industry reviews that say it all.
Top Rated Lender SocialSurvey
Zillow 4-star lender
Bankrate's Best Mortgage Lender
LendingTree 4-star lender
Nerdwallet Best Mortgage Lender
National Morgage Best Military Lenders
  • Top Rated Lender SocialSurvey
  • Zillow 4-star lender
  • Bankrate's Best Mortgage Lender
  • LendingTree 4-star lender
  • Nerdwallet Best Mortgage Lender
  • National Morgage Best Military Lenders
Residents:

Refinance Your Home Today

Are you looking to reduce your monthly mortgage payment, get a lower interest rate, convert your home equity into cash, or switch to a fixed-rate loan? Consider refinancing your home loan with PennyMac.

happy family at home
: 4.52/5
Happy Homeowner Reviews

Start Your Application

Let's Get Started
 

Start

All Fields Required

You may select any 30-minute window within our regular business hours.

Our call center is open Monday - Friday to and Saturday to .

You have not selected a date or time to be called yet.
Please keep your phone nearby as we will be reaching out to you in the next 24 hours

Can't Wait to See Your New Rate?

operator standing by now

Call now

Phone: 1-866-549-3583

Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.

*Customers pre-approved with PennyMac prior to locking any purchase loan with PennyMac get 0.50% of the loan’s principal amount, applied as a discount off total closing costs and/or principal curtailment, subject to investor guidelines. Loans must be locked by 12/31/2021 to qualify for the offer. Excludes third-party or in-process loans.

For example, on a $300,000 home purchase loan one would receive a $1,500 discount (calculated at 0.50% of $300,000), applied to closing costs.

**For Conventional and FHA purchase loans PennyMac’s $1,100 origination fee is waived, and on VA purchase loans, the original fee is reduced by $1,100. Loans must be locked by 12/31/2021 to qualify for the offer. Excludes in-process and third-party loans.

All offers mentioned on this page are for home purchase loans only and do not apply to refinance loans.