PennyMac is not currently licensed to offer purchase or refinance loans in the state of New York. If you'd like to learn more about all of your loan options, call us at (866) 549-3583.
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Refinance Your Home Today
Are you looking to reduce your monthly mortgage payment, get a lower interest rate, convert your home equity into cash, or switch to a fixed-rate loan? Consider refinancing your home loan with PennyMac.
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Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.
*Customers pre-approved with PennyMac prior to locking any purchase loan with PennyMac get 0.50% of the loan’s principal amount, applied as a discount off total closing costs and/or principal curtailment, subject to investor guidelines. Loans must be locked by 6/30/2021 to qualify for the offer. Excludes third-party or in-process loans.
For example, on a $300,000 home purchase loan one would receive a $1,500 discount (calculated at 0.50% of $300,000), applied to closing costs.
**For Conventional and FHA purchase loans PennyMac’s $1,100 origination fee is waived, and on VA purchase loans, the original fee is reduced by $1,100. Loans must be locked before 6/30/2021. Excludes in-process and third-party loans.
All offers mentioned on this page are for home purchase loans only and do not apply to refinance loans.