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Dreams don't have to wait
Refinance your home today
Are you looking to reduce your monthly mortgage payment, get a lower interest rate, convert your home equity into cash, or switch to a fixed-rate loan?
Consider refinancing your home loan with Pennymac.

Pennymac made our
home improvement
projects possible.
home improvement
projects possible.
With Pennymac we were
able to become debt-free
in no time.
able to become debt-free
in no time.

Are you looking to reduce your monthly mortgage payment, get a lower interest rate, convert your home equity into cash, or switch to a fixed-rate loan?
Consider refinancing your home loan with Pennymac.
Start your application
An established leader
0 Million+
Homeowners served
# 9 Lender
in the U.S.*
$ 233 Billion+
In loans serviced
*Based on results from Inside Mortgage Finance 12M ended 09/30/22. Includes PMT loan acquisitions, for which PFSI earns a fulfillment fee upon loan funding. For the third quarter only, Pennymac was ranked #2.