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Pennymac is not currently licensed to offer purchase or refinance loans in the state of New York. If you'd like to learn more about all of your loan options, call us at (866) 549-3583.
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Dreams don't have to wait
Refinance your home today
Are you looking to reduce your monthly mortgage payment, get a lower interest rate, convert your home equity into cash, or switch to a fixed-rate loan?
Consider refinancing your home loan with Pennymac.

Pennymac made our
home improvement
projects possible.
home improvement
projects possible.
With Pennymac we were
able to become debt-free
in no time.
able to become debt-free
in no time.

Are you looking to reduce your monthly mortgage payment, get a lower interest rate, convert your home equity into cash, or switch to a fixed-rate loan?
Consider refinancing your home loan with Pennymac.
Start your application
An established leader
0 Million+
Homeowners served
# 9 Lender
in the U.S.*
$ 233 Billion+
In loans serviced
*Based on results from Inside Mortgage Finance 12M ended 3/31/22. Includes PMT loan acquisitions, for which PFSI earns a fulfillment fee upon loan funding. For the first quarter only, Pennymac was ranked #4.