Dreams don't have to wait

Refinance your home today

Are you looking to reduce your monthly mortgage payment, get a lower interest rate, convert your home equity into cash, or switch to a fixed-rate loan?

Consider refinancing your home loan with PennyMac.

family at graduation

The joy of knowing that we are able to provide our daughter with the opportunity to attend the best university is priceless.

- Julie & Doug M.

Start your application

Are you looking to reduce your monthly mortgage payment, get a lower interest rate, convert your home equity into cash, or switch to a fixed-rate loan?

Consider refinancing your home loan with PennyMac.

Start your application

You may select any 30-minute window within our regular business hours.

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Phone: 1-866-549-3583

Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.

*Customers pre-approved with PennyMac prior to locking any purchase loan with PennyMac get 0.50% of the loan’s principal amount, applied as a discount off total closing costs and/or principal curtailment, subject to investor guidelines. Loans must be locked by 12/31/2021 to qualify for the offer. Excludes third-party or in-process loans.

For example, on a $300,000 home purchase loan one would receive a $1,500 discount (calculated at 0.50% of $300,000), applied to closing costs.

**For Conventional and FHA purchase loans PennyMac’s $1,100 origination fee is waived, and on VA purchase loans, the original fee is reduced by $1,100. Loans must be locked by 12/31/2021 to qualify for the offer. Excludes in-process and third-party loans.

All offers mentioned on this page are for home purchase loans only and do not apply to refinance loans.

An established leader

0 Million+

Happy homeowners

3,987+

Ready to serve you

# 9 Lender

in the U.S.*

$ 233 Billion

In loans serviced**

*Based on results from Inside Mortgage Finance Q2 6/30/21. Includes PMT loan acquisitions, for which PFSI earns a fulfillment fee upon loan funding.
**According to Inside Mortgage Finance ranking of Top 50 Mortgage Servicing Participants by dollar amount for Q2 2021.

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