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Pennymac Purchase Loan Officer
Oscar Espinosa
NMLS #1508004
Pennymac Purchase Loan Officer
Oscar Espinosa
NMLS #1508004

Call or Text: 626.534.8065
Add my phone number to your contacts.
Fluent in Spanish
251 South Lake Avenue, Sixth Floor 251 South Lake Avenue
Sixth Floor
Pasadena, California 91101
(NMLS ID #968525)
About Oscar
I take great pride in providing exceptional service in helping my customers with the financing of their new home purchase. I make myself as available as possible to make sure you can relax and focus on your home. I was raised to work hard and always do the right thing and that's exactly what I do for my customers. When I’m not simplifying the mortgage process for my customers, I spend my time at the gym, making great memories with family and friends and going on adventures with my 3yr old Golden Retriever Nala.
award winner
By our homeowners
funded last year
Need a great real estate agent? I can help.
Let me connect you with a top agent who'll work together with me to make your entire homebuying process even smoother. Plus, you can get a bonus from $350 to $9,500.2
Arizona Loan Originator License #947938. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Massachusetts Mortgage Loan Originator License #MLO1508004. Rhode Island Mortgage Loan Originator License. Washington Mortgage Loan Originator License #MLO-1508004.
The path to your new home starts here.
Get 1% off your rate for 1 year* + $1,000**
Receive $2,000 when you refinance within 3 years1
Get StartedPennymac Pre-Approval
Be a step ahead of competing buyers for your perfect home, plus receive $1,000 towards your closing.**
Pennymac Home Connect
Find a top real estate agent anywhere in the U.S. and earn $350 to $9,500 when you buy or sell a home.2
Lock & Shop
Lock your rate before you find your new home to protect yourself from future rate hikes. And if rates go down, you can update to the lower rate.3
We’re here to help you accomplish your aspirations of home.
$1.16 Billion Funded
in purchase loans last year
#2 Lender
in home purchase loans4
Flexible Loan Terms
Customize the term of your
loan from 10 to 30 years