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Open the door to your new home
with a VA loan
As little as 0% down + $1,000 off*
Receive $2,000 when you refinance within 3 years**
Homebuyers can qualify for as little as 0% down through Pennymac’s VA Home Loan Program.
*Customers who have obtained a Pre-Approval from Pennymac prior to locking any Pennymac purchase loan get $1,000 applied as a discount off total closing costs and/or principal curtailment, subject to investor guidelines. Excludes Jumbo, refinance, third-party and in-process loans. Offer subject to change or cancellation without notice.
**Pennymac customers who close on a new purchase loan ("Original Purchase Loan") with Pennymac are eligible for a $2,000 credit on a refinance with Pennymac for the same property, subject to investor guidelines. Offer qualification period: The offer applies to Original Purchase Loans funded on 11/14/2023 through Original Purchase Loans locked by 12/31/2025. Customers must apply for the refinance loan and lock in a rate within three years of the funding date of the Original Purchase Loan to qualify. Credit may be applied as a discount off total closing costs and/or for principal curtailment of the refinance (standard costs and fees apply to the refinance transaction). This offer cannot be combined with another lender credit offer, and may only be used once. Excludes Jumbo, Closed-End Seconds, third-party and in-process loans. Offer subject to change or cancellation without notice.
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Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.
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Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.
Great. What type of home is this for?
Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.
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How do you plan to use this property?
Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.
Save $1,0001 + Get 1% off your rate for 1 year2 on your new home loan
Where is your property, ?
Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.
1Customers who have obtained a Pre-Approval from Pennymac prior to locking any Pennymac purchase loan get $1,000 applied as a discount off total closing costs and/or principal curtailment, subject to investor guidelines. Excludes Jumbo, refinance, third-party and in-process loans. Offer subject to change or cancellation without notice.
2In eligible fixed-rate purchase loan transactions, Pennymac will pay 1% of the note rate for the first 12 payments of the loan. This offer effectively reduces the rate of the loan by 1% for the first year of the mortgage. The payment of 1% by Pennymac will be accomplished through a custodial escrow account, to be funded by the lender-paid credit. The amount totaling the difference of 1% between the note rate and the temporary buydown rate will be dispersed to the escrow account, and the funds will be dispersed from the escrow account to the investor to account for the difference in interest during the buydown period (the first 12 months of the loan). The offer excludes VA, Jumbo, Closed-End Second and Adjustable-Rate Mortgages, refinance, investment property, third-party and in-process loans. The offer cannot be redeemed for cash or credit and is non-transferable. Occupancy restrictions may apply. Pennymac reserves the right to change or cancel the offer at any time, without notice. Additional restrictions or conditions may apply.
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