Open the door to your new home with a VA loan

As little as 0% down + $1,000 off*
Receive $2,000 when you refinance within 3 years**

Homebuyers can qualify for as little as 0% down through Pennymac’s VA Home Loan Program.

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*Customers pre-approved with Pennymac prior to locking any Pennymac purchase loan get $1,000 applied as a discount off total closing costs and/or principal curtailment, subject to investor guidelines. Excludes Jumbo, refinance, third-party and in-process loans. Offer subject to change or cancellation without notice.
**Pennymac customers who close on a new purchase loan ("Original Purchase Loan") with Pennymac are eligible for a $2,000 credit on a refinance with Pennymac for the same property, subject to investor guidelines. Offer qualification period: The offer applies to Original Purchase Loans funded on 11/14/2023 through Original Purchase Loans locked by 12/31/2024. Customers must lock the refinance loan within three years of the funding date of the Original Purchase Loan to qualify. Credit may be applied as a discount off total closing costs and/or for principal curtailment. This offer cannot be combined with another lender credit offer, and may only be used once. Excludes Jumbo, Closed-End Seconds, third-party and in-process loans. Offer subject to change or cancellation without notice.

A+ Rating, Accredited Business, Better Business Bureau 4 Stars, LendingTree 5 Star Lender, Nerdwallet 4.5 Stars, bankrate February 2022, 9 Best VA Mortgage Lenders, forbes 4 Stars, cnet
February 2022, 9 Best VA Mortgage Lenders, forbes
5 Star Lender, Nerdwallet
4.5 Stars, bankrate
4 Stars, cnet
A+ Rating, Accredited Business, Better Business Bureau
4 Stars, LendingTree
5 Star Lender, Nerdwallet
4.5 Stars, bankrate
A+ Rating, Accredited Business, Better Business Bureau
February 2022, 9 Best VA Mortgage Lenders, forbes
4 Stars, cnet
4 Stars, LendingTree