Open the door to your new home with a VA loan

As little as 0% down + $1,000 off*
Receive $2,000 when you refinance within 3 years**

Homebuyers can qualify for as little as 0% down through Pennymac’s VA Home Loan Program.

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*Customers who have obtained a Pre-Approval from Pennymac prior to locking any Pennymac purchase loan get $1,000 applied as a discount off total closing costs and/or principal curtailment, subject to investor guidelines. Excludes Jumbo, refinance, third-party and in-process loans. Offer subject to change or cancellation without notice.
**Pennymac customers who close on a new purchase loan ("Original Purchase Loan") with Pennymac are eligible for a $2,000 credit on a refinance with Pennymac for the same property, subject to investor guidelines. Offer qualification period: The offer applies to Original Purchase Loans funded on 11/14/2023 through Original Purchase Loans locked by 12/31/2025. Customers must apply for the refinance loan and lock in a rate within three years of the funding date of the Original Purchase Loan to qualify. Credit may be applied as a discount off total closing costs and/or for principal curtailment of the refinance (standard costs and fees apply to the refinance transaction). This offer cannot be combined with another lender credit offer, and may only be used once. Excludes Jumbo, Closed-End Seconds, third-party and in-process loans. Offer subject to change or cancellation without notice.

A+ Rating, Accredited Business, Better Business Bureau 5 Stars, LendingTree 5 Star Lender, Nerdwallet 4.6 Star Lender, Bankrate 4 Star Lender, Forbes Advisor Best Mortgage Lenders, March | April | May, 2024 CNET
4 Star Lender, Forbes Advisor
5 Star Lender, Nerdwallet
4.6 Star Lender, Bankrate
Best Mortgage Lenders, March | April | May, 2024 CNET
A+ Rating, Accredited Business, Better Business Bureau
5 Stars, LendingTree
5 Star Lender, Nerdwallet
4.6 Star Lender, Bankrate
A+ Rating, Accredited Business, Better Business Bureau
4 Star Lender, Forbes Advisor
Best Mortgage Lenders, March | April | May, 2024 CNET
5 Stars, LendingTree