Industry reviews that say it all.
Top Rated Lender Experience.com
Zillow 4-star lender
Bankrate's Best Mortgage Lender
LendingTree 4-star lender
Nerdwallet Best Mortgage Lender
National Morgage Best Military Lenders
  • Top Rated Lender SocialSurvey
  • Zillow 4-star lender
  • Bankrate's Best Mortgage Lender
  • LendingTree 4-star lender
  • Nerdwallet Best Mortgage Lender
  • National Morgage Best Military Lenders

Refinance Your Home Today

In 2020, Pennymac provided over $28.5 billion in financing to our military service members and their families.* We're proud to offer VA home refinancing to our nation's heroes, including active, reserve and veteran service members.

Veterans, get $250 off when you refinance your VA Home Loan**

Purchase a Home

You've served us, now it's our chance to serve you. Pennymac proudly offers VA home loans to our nation's heroes who are looking to purchase a new home. In 2020, we provided over $28.5 billion in financing to active, reserve and veteran military service members and their families.*

porches lined up with American flags
: 4.49/5
Homeowner Reviews

Start Your Application

All Fields Required

Veterans, get $250 off when you refinance your VA Home Loan**

You may select any 30-minute window within our regular business hours.

Our call center is open Monday - Friday to and Saturday to .

You have not selected a date or time to be called yet.
reCaptcha must be checked
Please keep your phone nearby as we will be reaching out to you in the next 24 hours

Can't Wait to See Your New Rate?

operator standing by now

Call now

Phone: 1-866-549-3583

Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.

*Customers pre-approved with Pennymac prior to locking any purchase loan with Pennymac get 0.50% of the loan’s principal amount, applied as a discount off total closing costs and/or principal curtailment, subject to investor guidelines. Loans must be locked by 3/31/2022 to qualify for the offer. Excludes third-party or in-process loans.

For example, on a $300,000 home purchase loan one would receive a $1,500 discount (calculated at 0.50% of $300,000), applied to closing costs.

**For Conventional and FHA purchase loans Pennymac’s $1,100 origination fee is waived, and on VA purchase loans, the original fee is reduced by $1,100. Loans must be locked by 3/31/2022 to qualify for the offer. Excludes in-process and third-party loans.

All offers mentioned on this page are for home purchase loans only and do not apply to refinance loans.

*As of 9/30/2020

**$250 off closing costs. Offer valid on VA refinance loans locked by 3/31/2022. Excludes purchase, in-process and third-party loans.