Find out what mortgage rate you could qualify for

Limited-time offer on purchase loans. Save up to $5,000 on a New Purchase Loan*

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Communications Consent: By clicking the Submit button, I agree that I am providing an electronic signature authorizing PennyMac Loan Services, LLC and its agents (Pennymac) to contact me for telemarketing and informational purposes at the telephone number provided, even if I have previously registered on a corporate, state or national Do Not Call registry. I have authority to provide this consent because I am the subscriber of the telephone number or I am a customary user who has authority to consent to these communications. I also agree that Pennymac may contact me using an automatic telephone dialing system or an artificial or prerecorded message, or text messages, even if the number is connected to a service for which I am charged. I understand that I am not required to provide consent as a condition of loan consideration or approval.

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^*Customers pre-approved with Pennymac prior to locking any Pennymac purchase loan get 0.50% of the principal loan amount applied as a discount off total closing costs and/or principal curtailment, subject to investor guidelines. Additionally, for all Conventional and FHA purchase loans, Pennymac’s $1,200 origination fee is waived, and on VA purchase loans, the origination fee is reduced by $1,200. The maximum $5,000 savings amount is based on a $760,000 loan. Loans must be locked by 12/31/2022 to qualify for the offer. Excludes Jumbo, refinance, third-party and in-process loans.

Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.