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Get a home loan from PennyMac

Limited time offer on purchase loans.* .5% lender credit plus $1,100 off your origination fee.**

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*Customers pre-approved with PennyMac prior to locking any purchase loan with PennyMac get 0.50% of the loan’s principal amount, applied as a discount off total closing costs and/or principal curtailment, subject to investor guidelines. Loans must be locked by 12/31/2021 to qualify for the offer. Excludes third-party or in-process loans.

For example, on a $300,000 home purchase loan one would receive a $1,500 discount (calculated at 0.50% of $300,000), applied to closing costs.

**For Conventional and FHA purchase loans PennyMac’s $1,100 origination fee is waived, and on VA purchase loans, the original fee is reduced by $1,100. Loans must be locked by 12/31/2021 to qualify for the offer. Excludes in-process and third-party loans.

All offers mentioned on this page are for home purchase loans only and do not apply to refinance loans.

Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.