Your home equity
is knocking

Meet your new possible

Home Equity Loans

Pennymac offers home equity loans that allow you to borrow money against your home's equity and can be done without refinancing, which means you get to keep the low rate on your existing mortgage. It can be a great way to fund home remodeling projects, take care of unexpected medical bills, consolidate debt or pay for education costs.

Receive the entire lump sum as soon as your loan is approved
Have cash to make home repairs, consolidate debt & more
Pay back in fixed monthly payments over the term of your choice

Access the cash you need and keep your existing mortgage.