Residents:

Pay Off High-Interest Debt, Renovate Your Home, Pay Off Credit Card Debt, Go on Vacation!

If your credit score is average or higher, start your cash-out refinance with Pennymac®, a Top 3 Lender in the U.S.*. Take Advantage of Historically Low Rates.

*Based on results from Inside Mortgage Finance 12M ended 3/31/22. Includes PMT loan acquisitions, for which PFSI earns a fulfillment fee upon loan funding. For the first quarter only, Pennymac was ranked #4.

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Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.

*Customers pre-approved with Pennymac prior to locking any Pennymac purchase loan get 0.50% of the principal loan amount applied as a discount off total closing costs and/or principal curtailment, subject to investor guidelines. Additionally, for all Conventional and FHA purchase loans, Pennymac’s $1,200 origination fee is waived, and on VA purchase loans, the origination fee is reduced by $1,200. The maximum $5,000 savings amount is based on a $760,000 loan. Loans must be locked by 9/30/2022 to qualify for the offer. Excludes Jumbo, refinance, third-party and in-process loans.

Industry Reviews That Say It All

Nerdwallet Best Mortgage Lender
Zillow 4-star lender
Bankrate's Best Mortgage Lender
LendingTree 4-star lender
Top Rated Lender Experience.com
National Morgage Best Military Lenders