Learning Center

Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

 
VA Loan Requirements: Who Qualifies and What You’ll Need

For many who have served our country, the path to homeownership is paved with a significant benefit: the VA home loan. Learn who qualifies and what documentation you need.

March 26, 2026

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VA Loan Requirements: Who Qualifies and What You’ll Need
VA Loan Requirements: Who Qualifies and What You’ll Need

For many who have served our country, the path to homeownership is paved with a significant benefit: the VA home loan. Learn who qualifies and what documentation you need.

March 26, 2026

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The Mortgage Pre-Approval Checklist for Homebuyers
The Mortgage Pre-Approval Checklist for Homebuyers

Before you jump fully into the search, it helps to know how much you may be able to borrow with a mortgage and what price range makes sense for your finances.

March 25, 2026

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How to Get Pre-Approved for a Mortgage
How to Get Pre-Approved for a Mortgage

Shop for your new home with confidence. Get pre-approved for a mortgage so you can understand your buying power and start making offers.

February 26, 2026

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What is a Conventional Loan?
What is a Conventional Loan?

Conventional loans are a popular choice for both homebuyers and homeowners looking to refinance. Read on to learn why they’re so widely used and what that could mean for you.

February 25, 2026

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Pennymac Announces Acquisition of Cenlar's Subservicing Business Becoming One of the Largest Mortgage Subservicers

February 11, 2026

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Op-Ed: A blueprint for making housing more affordable

David Spector, Chairman and CEO of Pennymac, argues that affordability is a structural supply problem that requires updating outdated tax codes and incentivizing "by-right" zoning approvals to unlock inventory.

January 28, 2026

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Pros and Cons to Selling Your House As Is
Pros and Cons to Selling Your House As Is

Selling a house as is* has its benefits and drawbacks. We’re here to help explore this home-selling strategy and what it means for both sellers and potential buyers.

January 22, 2026

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First-Time Homebuyer Loans: Your Guide to Getting Started
First-Time Homebuyer Loans: Your Guide to Getting Started

Ready to buy your first home? Discover loan options and expert guidance to help you get the keys and start your next chapter with confidence.

January 20, 2026

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The Debt-to-Income (DTI) Ratio Explained
The Debt-to-Income (DTI) Ratio Explained

What is a good DTI ratio for a mortgage? Learn how to calculate front-end and back-end DTI, check common loan requirements, and 4 steps to improve your ratio.

January 2, 2026

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The Cost to Refinance Your Mortgage: Closing Costs and Interest Charges
The Cost to Refinance Your Mortgage: Closing Costs and Interest Charges

Explore the true cost of refinancing your mortgage. From closing fees to interest, get the insights you need to make informed decisions. Read more!

January 2, 2026

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