Learning Center

Managing your property taxes and insurance through an escrow account simplifies homeownership. Learn how escrow accounts work, how they affect your monthly payment and how to monitor your account.

May 22, 2026

Buying or refinancing means choosing how your mortgage rate will work for you, today and over time. In this guide, you'll see how fixed-rate and adjustable-rate loans compare, what affects your interest rate and how to decide which structure fits your plans.

April 28, 2026

Taking the first step toward buying a home feels even better when you understand the process. Learn how mortgages work, what impacts approval and how to prepare financially.

April 10, 2026

USDA loans help expand access to homeownership for eligible borrowers in rural and suburban areas. Learn how these loans work and who qualifies.

April 10, 2026

Getting a mortgage while self-employed? Learn what lenders look for, how to document income, and steps to prepare for buying or refinancing with Pennymac.

April 3, 2026

April 3, 2026

For many who have served our country, the path to homeownership is paved with a significant benefit: the VA home loan. Learn who qualifies and what documentation you need.

March 26, 2026

Before you jump fully into the search, it helps to know how much you may be able to borrow with a mortgage and what price range makes sense for your finances.

March 25, 2026

Shop for your new home with confidence. Get pre-approved for a mortgage so you can understand your buying power and start making offers.

February 26, 2026